Talk to Us 800.321.3526

Agency 888.240.3351

 Agent Login
For Agents For Policyholders
Menu

2 min read

5 Mental Health Tips & How ELCO Takes Care of Its Employees’ Mental Health

May is Mental Health Awareness Month. We hear all the time about how we can take care of our physical bodies. Doctors tell us to eat healthy, exercise, and even set aside time to get our annual physic...

Read More

Apr 30, 2021 | 3 min read

How Does an Annuity Work?

An annuity is a financial product that, in exchange for one or more up-front payments, provides a stream of income to the annuity holder (an...

Read More

Mar 31, 2021 | 3 min read

Are Life Insurance Benefits Taxable?

One of the great benefits of life insurance is that in most cases, it allows you to transfer a sizable amount of money to a beneficiary with...

Read More

Jan 26, 2021 | 3 min read

Showing Your Love with Life Insurance

February is Insure Your Love month! Purchasing life insurance is a way to show your loved ones you care by protecting their financial securi...

Read More

Dec 17, 2020 | 3 min read

Long-Term Care Insurance vs. Accelerated Death Benefits

While we may not like to think about it, many of us will need long-term assistance with meeting our health and personal care needs at some p...

Read More

Dec 10, 2020 | 10 min read

Deferred Annuities vs. Immediate Annuities: What’s the Difference?

For many Americans, the events of recent years have really highlighted the importance of having reliable income streams to help us fulfill o...

Read More

Nov 25, 2020 | 3 min read

Supporting Your Favorite Charities with the Gift of Life Insurance

The primary purpose of life insurance is to provide a financial safety net for the loved ones who depend on us, but this isn’t the only reas...

Read More

Nov 10, 2020 | 2 min read

Understanding the Basics of Accelerated Death Benefits

An accelerated death benefits rider adds flexibility to a life insurance policy, giving the policyholder access to a portion of their death ...

Read More

Sep 24, 2020 | 3 min read

What You Need to Know About Riders

Different types of life insurance are designed for different purposes, such as to replace the income of a breadwinner, pay off debt, or cove...

Read More

Aug 13, 2020 | 5 min read

The Ins and Outs of Underwriting for Life Insurance

Underwriting for life insurance can be an important part of qualifying for a life insurance policy. Some insurers may not want to offer a li...

Read More

Prev
7 8 9 10 11
Next
ELCO Mutual and its representatives are not legal or certified tax professionals. For tax and/or legal advice, please contact a licensed professional. ELCO Mutual contracts with independent licensed insurance producers and does not guarantee nor certify them as financial planners. Not insured by the FDIC or associated with any government program or agency. Annuities are not associated with a bank. Withdrawals taken from annuities before the age of 59 1/2 are subject to the IRS's 10% excise tax. Individual Retirement Accounts (IRAs) cannot be opened past the age in which Required Minimum Distributions (RMDS) begin. Dividends are declared by the company's board of directors and are not guaranteed. When purchasing a single premium whole life policy, please note that the policy is a Modified Endowment Contract (MEC). Any distributions taken by the owner may be taxable (including from the accelerated death benefit rider). Death benefits for life insurance contracts are contingent on any due premiums being paid. The information on this website is intended for informational and educational purposes only and is not intended to provide investment advice or a recommendation. Clients seeking advice should consult a licensed professional. All life insurance policies and annuities are underwritten and issued by ELCO Mutual Life and Annuity. Also known as ELCO Mutual Life and Annuity Company in Florida. Policy Forms: Platinum Eagle: (ICC19-SPL-19), Golden Eagle: (ICC19-WLP-19), Silver Eagle: (ICC19-FE19, ICC21-GBWL21, ICC19-MWL19, ICC21-GIWL21m ICC21-SPLR21), Preneed: (PNMPSI20, PNMPGI20, PNSPL20), DFD: (DFD21, DFD0113), Presidio Plus: (ICC21-TSPL21), Guardian Eagle Single Premium: (ICC19-MYGA[term length]-19), Guardian Eagle Flexible Premium: (ICC16-FPA16), and Immediate Annuities: (SPIA11 and ICC17-AIFXB17). Policy forms may vary by state.
85643022891