The right life insurance plan is essential to your family’s financial future. At ELCO Mutual, we know choosing a life insurance policy can be confusing and stressful. Our knowledgeable agents are eager to learn about your current needs and future goals. They’ll provide top-notch customer service to help you identify the best plans and feel confident and supported in your final decision.
Whether you want to build a more secure future for yourself or simply want to relieve your loved ones of future financial burdens, we can help you find the plan that best fits your needs and, if appropriate, tailor it with riders that support your goals.
Gain peace of mind knowing your family is prepared for the unexpected. Our array of whole life insurance policies can help you ensure your family’s financial stability, protect against unforeseen expenses, and even prearrange your end-of-life celebration.
Work with a funeral home to ensure you get the funeral you want. This product offers potential growth and flexibility.
Prepare for end-of-life expenses by getting a final expense product. Qualifying can be as easy as answering a few basic health questions.
Learn how you can pass on a gift to those you love with whole life coverage funded by just one payment.
Protect your family and their finances with a product that ensures they have funds available after you pass away.
Let our team help you plan for the future by building a comprehensive estate plan that will fund funeral expenses and provide immediate liquidity to your spouse or heirs.
Ready to start preparing for your future? Start by answering the two questions below to start off, and we'll guide you the rest of the way to any information you will need.
Got it! You can easily change your address, switch beneficiaries, set up direct deposits, and withdraw funds easily using one of ELCO's Servicing Forms.
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ELCO Mutual and its representatives are not legal or certified tax professionals. For tax and/or legal advice, please contact a licensed professional. ELCO Mutual contracts with independent licensed insurance producers and does not guarantee nor certify them as financial planners. Continue Reading Not insured by the FDIC or associated with any government program or agency. Annuities are not associated with a bank. Withdrawals taken from annuities before the age of 59 1/2 are subject to the IRS's 10% excise tax. Individual Retirement Accounts (IRAs) cannot be opened past age 70 ½. Dividends are declared by the company's board of directors and are not guaranteed. When purchasing a single premium whole life policy, please note that the policy is a Modified Endowment Contract (MEC). Any distributions taken by the owner may be taxable (including from the accelerated death benefit rider). Death benefits for life insurance contracts are contingent on any due premiums being paid. The information on this website is intended for informational and educational purposes only and is not intended to provide investment advice or a recommendation. Clients seeking advice should consult a licensed professional. All life insurance policies and annuities are underwritten and issued by ELCO Mutual Life and Annuity. Also known as ELCO Mutual Life and Annuity Company in Florida. Policy Forms: Platinum Eagle: ICC19-SPL-19, Golden Eagle: ICC19-WLP-19, Silver Eagle: ICC19-FE19 and ICC19-MWL19, Preneed: PNGI-02 and PMP99R2, Guardian Eagle Single Premium: ICC19-MYGA[term length]-19, Guardian Eagle Flexible Premium: ICC16-FPA16, and Immediate Annuities: SPIA11 and ICC17-AIFXB17. Policy forms may vary by state. View Less
ELCO Business Hours:
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F 8 am - 1 pm (CST)
Talk to a Person: 800.321.3526
Agency: 888.240.3351
Policy Services Fax: 847.295.6043
New Business Fax: 847.295.6342
Claims Fax: 847.295.1145